Solar Mosaic is a Kickstarter program that makes is possible to connect investors to solar projects in need of financing. As of Monday, January 7th, Solar Mosaic officially opened their website to residents of California and New York and accredited investors. This company provides the opportunity of a mutual fund for investors in which solar roofs can provide a low risk return, between 4 and 12 percent on an investment. These loans are backed up by the solar electricity produced, which building owners pay for monthly like any other utility bill. According to Solar Mosaic, its first investments will offer a 4.5 percent annual return, including servicing fees, with a a nine-year term. Solar Mosaic is creating an exciting and promising opportunity for investors in up-and-coming solar projects!